If you have a retail store where the customer presents his card and signs the transactions receipt, you simply need a terminal and printer. Your processing costs will be less than
Keyed Face-to-Faced merchants eventually meet their customers in person to deliver the product or provide the service, but they do not actually collect card information with the customer or card present. Generally, they take orders over the telephone, via fax, mail, or email, and then manually key-enter card information into a terminal, software, payment gateway, or other point-of-sale system.
